Antique And Collector Car Insurance
Whether you own an antique classic collectible or custom-built car youll want to make sure that you have the right insurance coverage to keep your investment safe.
Antique and collector car insurance. Taylor have the fewest restrictions on the cars each company covers. Before the policy activates you as the cars owner the agent and our underwriters agree on the cars value and insure it for that amount. American Collectors American Modern Hagerty and JC.
Collector car insurance is all about the agreed value. Generally to get insurance for classic collector vintage and antique cars or trucks your vehicle needs to be parked in a garage used as an extra car and not your daily vehicle and kept in good working condition. A classic car thats between 10 and 24.
Classic cars and collector cars often go up in value over time. In addition to low premiums additional benefits that may be available include. Check the table below to get a rough idea how much it costs to insure 1965 Ford Mustang.
In addition to insurers who specialize in antique vehicle insurance there are a number of major companies that write classic and antique car policies along with their more conventional offerings. Collector cars and trucks have different insurance than regular auto insurance and at Swearengin Insurance Agency we can provide those options for you. If you have a unique rare or limited production vehicle or maybe a modified vehicle we can help you find the right coverage.
In the event of a total loss that agreed upon value is the payout amount in a total loss the. For State Farms Collector and Classic Car Insurance policy your vehicle only needs to meet one of the following criteria. A standard auto insurance policy decreases the insured value of the vehicle over time as the car depreciates usually quite rapidly.
Swearengin Insurance Agency can help you find the right coverage for your collector or antique car for the right price. Plans offer extensive coverage for incidental expenses such as roadside assistance emergency towing emergency lockout lost key returns and much more. We have insurance programs designed by collectors that may be able to offer better protection for your investment at a reduced premium.