Antique Car Insurance For Daily Driver

Contact us for details Applicants must also maintain regular-use insurance in their own names Types of vehicles we insure.

Antique car insurance for daily driver. Grundy Insurance 866 338-4006. If your car doesnt qualify for classic auto insurance a standard auto insurance policy may be a better option for you. There is nothing stopping you provided the classic car in question is compliant with current road rules and regulations and you are able to have it insured to drive on the road etc.

Lower premiums We understand their car is a prized passion and will be driven with great caution so we adjust the premiums accordingly39 lower on average than daily driver insurance. Grundy Insurance has specialized in insurance for classic antique cars since 1947 and saves you at least 50 of the cost of regular car insurance. However some organizations consider vehicles 25 years or.

Generally this means that youre not covered if you use your classic car to go to work run errands etc. Most insurers of daily driver vehicles offer Actual Cash Value policies. A big difference between a collector car and a regular vehicle is the insurance value of the vehicle.

Might require you to have a regular use vehicle for daily driving if you want your classic car to qualify for classic car insurance. Most auto insurers define a classic car as between 10 and 20 years old and antique or vintage cars to be older. They also tend to retain or increase in value over time.

This is what an insurance adjuster says your car is worth usually based on used car values not the enthusiast car market. As with any insurance product make sure you. Most classic car insurance companies have a minimum age usually 28 or older.

Many classic and antique car insurance plans restrict the daily use of your collectible vehicle. Do you actually want to drive your classic car on a daily basis without limits. Classic car insurance offers some key benefits compared to daily driver or regular insurance.