Antique Car Insurance Rules
In some states an antique car only needs to be at least 20 years old while the Antique Automobile Club of America regards a car that is at least 45 years old to be antique.
Antique car insurance rules. A vehicle is usually considered an antique car eligible for a collector car insurance policy if it is 25 or more model years old. To be eligible for coverage your collector car must be used for pleasure driving only. Its also important to be aware of the difference between a classic car and an antique car when deciding what insurance is best for your car.
However what constitutes a classic car from an insurance perspective can vary between providers. Contact us for details Applicants must also maintain regular-use insurance in their own names. Your Age and Driving Records.
At Adrian Flux we understand that one size does not fit all. Generally to get insurance for classic collector vintage and antique cars or trucks your vehicle needs to be parked in a garage used as an extra car and not your daily vehicle and kept in good working condition. According to HMRC a classic car is defined as a car that is older than 15 years with a value of 15000 or more.
Not all cars are created or maintained equally. The car being classed as a classic by the insurance company generally over. But other types of vehicles may qualify for a collector car insurance policy.
Insures damage to or loss of your vehicle only if it is stolen someone tries to steal it or it goes on fire. To be eligible for classic car insurance your vehicle must fit one of the following definitions. Motorcycles and public transportation are not considered viable regular use vehicles by our program.
1 But when shopping for classic car insurancesometimes called collector car insurancean insurers definition is the only one that really matters. Thats why the Vintage Auto Insurance Program is specifically geared toward Antique Classic Hot Rod and Custom vehicles 20 years of age or older. Is your car eligible for antique car insurance coverage.