What Is Antique Car Insurance

In order to obtain antique car coverage antique car owners must be at least 25 years old and have a clean driving record.

What is antique car insurance. 1 But when shopping for classic car insurancesometimes called collector car insurancean insurers definition is the only one that really matters. So go on and get your vintage insured and better to keep your car safe in the garage till then. What is an Antique Car.

Classic car insurance covers your collectible or antique vehicle usually up to its agreed value. Always check this with your car insurance agent before driving the automobile. A motor vehicle that is 25 or more years old and is maintained primarily for use in exhibitions club activities parades and other functions of public interest and.

However some organizations consider vehicles 25 years or. It is doubtful that most car owners have even heard of antique car insurance. Some states make exceptions for cars that are over 20-years-old.

Definitions of a classic car can vary but the Insurance Information Institute III says a car is considered a classic when its at least 25 to 30 years old. Antique cars are over 45 years old and vintage cars are built between 1919 and 1930. But as with many subjects in the motoring world not everyone can agree on a single definition.

Most auto insurers define a classic car as between 10 and 20 years old and antique or vintage cars to be older. Unless you own an antique automobile or have thought about purchasing one you have probably never considered the unique circumstances such a vehicle presents. Defined by many companies as being at least 25 years old and in good working original or original restored condition.

A vehicle 10 to 24 years old that has historic interest eg a hot rod or muscle car. Generally to get insurance for classic collector vintage and antique cars or trucks your vehicle needs to be parked in a garage used as an extra car and not your daily vehicle and kept in good working condition. Classic or antique vehicle insurance is often cheaper than regular car insurance because you are not driving the vehicle regularly in most cases.